Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

29. Gulf Shores, Alabama

For those seeking an affordable retirement destination rich in outdoor activities, Gulf Shores, Alabama, is a fantastic option. The city offers over 32 miles of pristine white sand beaches and 15 miles of stunning oceanfront bike trails, making it a haven for active, nature-loving retirees. Gulf Shores also boasts a burgeoning brewery and restaurant scene and hosts the renowned Hangout Music Festival, featuring bands like the Red Hot Chili Peppers and Vampire Weekend. This vibrant cultural life, combined with its natural beauty, ensures that there is always something exciting to do.

In terms of housing, Gulf Shores is attractive for retirees. Although the median home price is around $242,000, which is higher than some other destinations, the low property tax rates significantly reduce the overall cost of homeownership. This makes it a more affordable long-term option. For those preferring to rent, there is a wide range of options catering to different budgets and preferences, whether you’re looking for something close to the beach or more inland.

Gulf Shores also appeals to history enthusiasts with its museums and historic sites. Nature lovers will be thrilled by the annual baby sea turtle migration, a unique and delightful spectacle. The city also has a fantastic zoo, perfect for playing with grandchildren. With its combination of affordable living, rich culture, and natural beauty, Gulf Shores stands out as an excellent retirement spot. Consider making Gulf Shores your retirement haven and enjoy a life full of adventure and relaxation.