Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

14. Morehead City, North Carolina

Morehead City, North Carolina, boasts Southern charm and a mild climate that's perfect for outdoor enthusiasts. Situated along The Crystal Coast, it offers sandy beaches and scenic bay views that can be enjoyed on relaxing cruises or through sailing and scuba diving adventures.

Beyond the water, there's plenty to explore, including Fort Macon State Park, the North Carolina Maritime Museum, and the History Museum of Carteret County. Compared to other beach towns, renting an apartment here is affordable, starting at just $668 for a one-bedroom and $875 for a two-bedroom.

With a median income of over $33,000 for renters and $55,000 for homeowners, Morehead City offers a comfortable lifestyle without breaking the bank. Plus, its proximity to historic cities like Raleigh and Durham adds to the appeal for retirees looking to explore new places. Don't forget to indulge in delicious seafood like Atlantic Blue Crabs for a truly enjoyable retirement experience by the coast.