Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

8. Daytona Beach, Florida

Daytona Beach, Florida, isn't just about NASCAR races at the Daytona International Speedway; it offers much more. With the Daytona Beach Pier boasting rides and attractions, it's a perfect spot for family visits, especially with grandkids. Plus, you can enjoy warm weather year-round while lounging on the beach. And don't forget, it's just an hour's drive from Orlando, making day trips to Disney or Universal Studios a breeze. While Florida does face hurricane risks, its mild winters and hot summers balance out the weather concerns.

As you're already familiar with, Florida has no income tax and the average income here is $41,857. You can find apartments ranging from $850 to $1,200 per month online. With a median home price of just $117,000, Daytona Beach offers more affordable housing compared to other Florida cities. Additionally, the state boasts world-class medical facilities and support programs for seniors, making it an ideal retirement destination for those with health concerns.