Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

16. Corpus Christi, Texas

Corpus Christi, Texas, sits by its namesake bay, opening to the Gulf of Mexico. Downtown bustles with restaurants and bars, while attractions like the Art Museum of South Texas and the Texas State Aquarium add to the city's charm. Nature lovers can explore state parks and Padre Island National Seashore, home to diverse wildlife.

Apartment rentals begin at a budget-friendly $650 per month and increase based on size and amenities desired, with homes averaging $150,000—a steal for retirees. Texas's lack of income taxes means more money in your pocket from social security or pensions. With warm summers and mild winters, Corpus Christi is perfect for outdoor enthusiasts seeking year-round sunshine.