Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

30. Deerfield Beach, Florida

For those who enjoy dining, drinking, and embracing life, Deerfield Beach, Florida, offers an exceptional retirement destination. The town features some of Florida's top local breweries, such as Holy Mackerel and 26 Degrees, along with well-known eateries like Tucker Duke’s Lunchbox, making it a lively spot for social activities. For retirees who prefer a more tranquil lifestyle, Deerfield Beach's position on the South Coast provides access to numerous beaches, parks, and fishing areas. The town also has a beautiful, expansive sandy beach, perfect for both tourists and locals, creating an ideal, warm retreat for retirees.

When it comes to housing, Deerfield Beach is highly affordable. With a median home price of approximately $153,000, it rivals many Midwestern housing markets but benefits from much better weather. Rental options are also reasonably priced, offering retirees a variety of choices whether they prefer renting or owning. As a smaller community, Deerfield Beach enjoys a significantly lower cost of living compared to larger nearby cities such as Miami and Boca Raton. Additionally, Florida's lack of state income tax and its extensive programs for seniors enhance the area's appeal. It's no surprise that many retirees choose to move to Florida, drawn by its advantageous economic conditions and pleasant climate.