Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

Dreaming of retiring with your toes in the sand?

Market Watch reports that the average retired American lives on just over $45,000 annually. With most couples over 65 receiving $2,340 monthly in social security, that's $28,080 yearly. Unless you've got a hefty Individual Retirement Account stashed away, a budget-friendly beach town might feel like a distant dream.

But fear not, such places do exist! From coast to coast and around the globe, cities offer warm climates year-round or the charm of four distinct seasons. While retirement pitfalls abound, choosing a beachside locale isn't one of them. According to Thrillist, there are 30 beach towns where retiring on a $40,000 budget per year is entirely feasible.