Best Credit Cards for Bad Credit in the U.S. Q2 2024

Best Credit Cards for Bad Credit in the U.S. Q2 2024

A bad credit score (a FICO score below 579 or a VantageScore below 600) can be caused by a variety of factors and can seriously impact your financial stability. Reasons include defaulting on loans, overdue credit card bills, and frequently opening new credit accounts. Applying for a credit card in the United States is free for individuals ages 18 to 65 and older. The move is aimed at giving customers of all ages access to the card’s exclusive benefits and savings.

Can people with bad credit apply for a credit card for free?

Yes, you can apply for a credit card with poor credit, although your options may be limited. Secured credit cards are often easier to obtain for individuals with poor credit.

All ages welcome

The credit cards we issue welcome applicants ages 18 to 65+, ensuring membership and discounts are available to individuals of all ages.

Which US bank easily approves credit cards for bad credit?

Some banks in the United States are known for offering credit cards with relatively lenient approval standards, making them more accessible to individuals with limited credit histories or low credit scores. Here are some banks and financial institutions in the United States that are more lenient in credit card approval:

• Discover • Capital One • Credit One Bank • First Progress Secured Credit Cards It is important to note that approval criteria may vary depending on individual circumstances, so it is recommended to research and compare specific credit card options offered by different banks. Additionally, a secured credit card or credit builder product may be a good option for those looking to establish or rebuild their credit history.

How do I build credit if I can't apply for a credit card because of credit issues?

If you're having trouble getting approved for a credit card, consider other ways to build credit, such as becoming an authorized user on someone else's credit card, applying for a secured credit card, or applying for a credit builder loan.

In summary

Our decision to offer a free credit card application to individuals ages 18 to 65+ reflects its commitment to customer satisfaction and financial empowerment. By removing barriers to entry, credit cards are democratizing saving and promoting financial well-being for all generations.